LIVE: Fed Rate Decision & Jerome Powell's Last Press Conference

| News | April 29, 2026 | 10.2 Thousand views

TL;DR

The Federal Reserve held interest rates steady at 3.5%-3.75% as Chair Jerome Powell warned of elevated inflation and geopolitical uncertainty during his final press conference, announcing he will remain a governor after his term ends to protect the central bank's independence from unprecedented political pressure.

📊 Interest Rate Decision & Inflation Outlook 3 insights

Rates held steady despite elevated inflation

The FOMC maintained the federal funds rate at 3.5% to 3.75%, viewing current policy as appropriate even as headline PCE inflation hit 3.5% and core PCE reached 3.2% over the 12 months ending in March.

Tariff effects expected to be temporary

Powell reiterated the baseline forecast that tariff-related price increases represent a one-time level shift that should dissipate over the next two quarters without causing persistent inflationary pressure.

Middle East energy shock complicates outlook

Surging global oil prices driven by regional conflict will temporarily boost headline inflation further, though the Fed remains inclined to look through supply-driven energy shocks given monetary policy's long transmission lags.

🏛️ Fed Independence & Leadership Transition 3 insights

Powell extends tenure to defend institutional integrity

Citing unprecedented legal attacks by the administration that threaten the Fed's 113-year history of political independence, Powell will remain a governor for an undetermined period after his chairmanship ends May 15.

Committee divided on easing bias language

Three FOMC members dissented on retaining statement language suggesting potential rate cuts, reflecting growing concern that rising inflation risks now warrant shifting to a more neutral policy stance.

Transition to Kevin Warsh underway

Powell confirmed he has not spoken with incoming Chair Kevin Warsh since January but anticipates a normal transition process, noting new leadership will play an important role in future policy decisions.

📈 Economic Assessment 2 insights

Labor market showing signs of cooling

The unemployment rate held steady at 4.3% but job gains have slowed, reflecting both softer labor demand and declining labor force growth due to lower immigration and participation rates.

Consumer spending remains resilient

Economic activity continues expanding at a solid pace driven by resilient household consumption and brisk business fixed investment, offsetting persistent weakness in the housing sector.

Bottom Line

The Fed will keep rates unchanged for the foreseeable future as it navigates sticky inflation from tariffs and energy shocks, while Powell's decision to stay on as governor underscores an institutional crisis over the central bank's political independence.

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